How to survive buying in online shop without having credit card?

April 12, 2018


As to what I've experienced, it's too hard not to have your own credit card but it's not necessary to have one, right?


PEOPLE BELIEVE THINGS
Credit card makes life easier to many people out there just because it can help them when they run out of cash but NO NO NO, not for me. I'm not even planning to get my own card just for the reason that I need to buy stuff from the online shops.
Obligations at home are more important than to have my own credit card just for now. 
I came up to this topic just in case some of you out there doesn't heard the thing called "reloadable prepaid card" in which you can use them for buying online.


WHAT IS PREPAID CARD? 
"Prepaid cards look like credit cards and spend like credit cards but there's no credit behind them. They are technically debit cards– when you use them, you're spending your own money, not the bank's. Unlike traditional debit cards, however, you don't need a bank account to use a prepaid card."

You don’t pay interest on a prepaid card as you do with a credit card. That's why I love using reloadable prepaid card.


Here we go, I am going to introduce you to the prepaid cards that I'm currently using.

1. PAYMAYA
I heard it from my office mates (as to what I remembered) about this card. You just need a mobile phone for registration and voila, you will have your own account number already. I registered for this last 2016 but still I don't avail their physical card. I'm just using my phone for any transaction that I'll do with this card.
I remember using it in BTS Wings Tour concert last 2017 because I bought it online. I don't remember having flaws with any of my transactions while using this card.
I'm so used in just loading the card in the nearest 7-eleven store with a minimum load of 100.00 per transaction.
And I like it because it is VISA accredited, you can use it anywhere as long as the store accepts VISA card as payment.



What is PAYMAYA?
"PayMaya Philippines, Inc. (formerly Smart eMoney, Inc.) is the pioneer in mobile money and payments, having established brands such as PayMaya, the first prepaid online payment app that enables the financially underserved to pay online without a credit card; PayMaya Business, the company’s system solutions provider that allows businesses to receive online and card payments anytime, anywhere; Smart Money, the world’s first e-wallet linked to a mobile phone; and Smart Padala, the leading remittance network in the Philippines with over 15,000 agents across the country. PayMaya Philippines is a subsidiary of Voyager Innovations, the digital innovations company of PLDT and Smart."
- Source: (Paymaya)

How to load up Paymaya?
Here are the loading partners of Paymaya:





And to the last one prepaid card the I'm using right now is the,

2. BPI AMORE VISA PREPAID CARD
I also heard it from my office mates. And I thought that it was good since you can load it via BPI transfer with no hassle at all, so I give it a go. I registered for this last 2017. I always use this when I buy my stuff online even on Korean online shop sites or even on Amazon.

These are the things you need to know about the prepaid card:

- How to get a card
- How to activate
- How to load your Amore card



What is BPI AMORE VISA PREPAID CARD?
"Amore Visa Prepaid Cards are reloadable Visa prepaid cards that can be used to pay for online purchases as well as purchases from shops and restaurants worldwide.
Tap and go at Visa payWave merchants, or if you have an Amore Visa Prepaid beep™ tap at MRT, LRT and BGC buses.

Purchases using your Amore Visa Prepaid does not require any PIN. When paying inside stores or restaurants, just present your card and sign the sales slip."
- Source: (BPI Amore Visa Prepaid Card)


As of now, I'm using BPI Amore Visa Prepaid Card in all of my transactions online that needs credit card. It is reliable and yet you can get it easily in any Ayala Malls nationwide. Since I can load it up by using BPI transfer rather than PAYMAYA, I need to go to their partner loading stations to load up my card. That's the reason why I switched to BPI Amore Visa.

Here are the list of the online sites that I've made transaction with AMORE VISA (★) and PAYMAYA (☆):
 Althea Korea 
 Gmarket Global 
 SM Tickets 
 Amazon 
 Interpark Global 
 BTS Official Shop 
 Smart Postpaid Plan 

I hope this blog can help you in case you really need something to buy online even if you don't own any credit cards at all.
If you have any questions, don't hesitate to leave a comment down below.


** I am not paid or compensated to write this post. All posted in here are 100% of my own opinion. All items featured in this post are purchased through my own means unless stated. See more information at DISCLAIMER.

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xoxo,
Lazy Orlov








It started like this with BTS + before the Wings Tour concert experience last 2017

April 11, 2018

I posted this blog on the other platform last year (2017) when I started my personal blog.
And now I am going to re-write the blog here as if it's like last year.



I am so inspired to write a personal blog because of this kpop boy group  named as “BTS 방탄소년단 ” in this way I can share my adventure-like situation with them on other people who really adore them too.


HOW I BECAME ONE OF THEM?
I really don't know if I can also be called an "A.R.M.Y (아미)" since I just started to become a fan on their DOPE-era last 2015 if I'm not mistaken. My cousin introduced the song to my little brother who love to dance. Upon listening to the beat, the song made my day brighter. I got curious to the group so I made a research about them. And that was the day I become one of them, the rest is history.  ** A.R.M.Y(Adorable Representative M.C for Youth) is the name of BTS' fandom **

Enough of my explanation, let's go now to the main subject of my blog post.

BEFORE THE MEMORABLE EXPERIENCE

Last July 30, 2016 was the “On Stage Epilogue in Manila”. Together with my cousin, we decided to watch the concert. So the ticketing day was opened and voila, worst scenario the tickets sold out so fast and we’re one of the unlucky fans who wasn’t able to buy concert tickets and it really breaks our heart like seriously we’re so down that day.


Moving forward last year (2017), BigHit Entertainment announced the dates and locations for the BTS Wings Tour and luckily Manila was one of the asian countries that included in their concert list again with 2-day scheduled concert.




I’m at the office that time when I saw the post about their concert again here in Manila. I was like “omg!!! Di ko na to palalampasin!”, “Dapat di na kami maubusan ng ticket”, “Makikita ko na rin sila sa wakas", “Pagdadasal ko to ng bonggang bongga” and that was my monologue when I saw it. See how happy I am.


Ticketing day started last April 2, 2017 at exactly 10am. But before the clock ticks at 10. Together with my cousin, we already prepared our phone and laptop for us to use when we buy tickets online (we do not have credit card cause we’re not RK so we just use Paymaya for this transaction, I’m also worried because there are times that paymaya was down due to some maintenance but luckily its okay for that day).


As the clock turns at 10am, the site for SM Tickets was already down due to many users who will also buy tickets for the concert. It was already 30 mins past the clock and we are losing our faith and hope because we can't proceed. The site always saying “Try Again" error message or it's just the site is being down but I tried it for so many times because I don’t want to happen, what happened last year. It was like this scenario last year (Yung tipong pumila pa pinsan ko non ng pagkaaga aga tapos wala). 
Upon trying and trying so hard, I just keep on refreshing the page (yung tipong maiyak iyak ka na kasi pinaghandaan mo tong araw na to tapos ganyan) but thanks to the fast internet of my cousin. We finally proceeded in buying 2 tickets which is VIP C but we have no choice but to choose Day 1 since it's the only day left. Masaya na kami dito kesa naman sa wala kaming napala diba? Thanks G!



The real struggle that we experienced that day was worth fighting for. We achieved our goal. Our ultimate goal was to witnessed and enjoy their concert with full of energy and fun. And now that we have our own ticket, it is ensured that we can do that.

We are just waiting for that big day which happened last was May 6, 2017. I got really excited for that event and also it was my very first time to watch a kpop concert. (Ayy nako kung alam nyo lang kinikilig na ako iniimagine ko palang yung mga makikita ko that day wooooohhhh!!)




That's all.
You can read my blog about my concert experience last year here:
BTS WINGS TOUR IN MANILA CONCERT EXPERIENCE (DAY1)

Here's my 2-Part VLOGS that day:
Part 1: BTS Wings Tour In Manila DAY 1
Part 2: BTS Wings Tour In Manila DAY 1



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xoxo,
Lazy Orlov

Review: Laneige BB Cushion Pore Control

IT'S THE NEW IN 

Cushions are so popular nowadays in Korea that's why I take the chance to join them in this craze in terms of make-up line. I'm searching for one of a kind cushion that would fit my skin flaws just like the blemish on my face. It is formed through your BB or CC cream and put together into a compact with a sponge on top, and now it is known as "cushion".

I tried to seek different kind of brands that has a cushion in their make-up line. Upon reading different reviews and opinions, I finally found the one that even brought tears to my eyes (just kidding!).
I really love this and it hides all the flaws that I have on my face. It also brightens my skin when I'm using it.


THE ONE

Presenting.. one of the BB cushion of Laneige:

I bought mine at Althea Korea ( a trusted korean online store that comes with free shipping if you reach their minimum amount of order. If you want, you can check my review about the shop: Althea Korea). Their price is very affordable and you will not even regret buying the cushion.

Here's the detailed information about the BB cushion,
This are all the ingredients that the Laneige BB cushion have,
As you can see, it comes with a simple yet elegant packaging.



How to use: Pop open the cushion and pick up product with the puff provided, then blend onto the skin for desired coverage.

There are many shades that you can choose from.
I bought the shade of 23N Sand Beige and the shade that I've chosen really suits my skin well. It really brightens and smoothens my skin every time I apply it on my face.



If you want to have one, you can buy it here.


Ratings:  4/5 stars

What I like?
  • It really illuminates my skin well
  • Long lasting effect for a BB cushion
  • Smooth and full coverage when applied and even hide your flaws on your face
  • It also smells good and not to harsh
What I don’t like?
Although it gives full coverage on my face, I really get some acne break-outs when using this cushion. But the break-outs doesn't stay for that long so I always continue using it.

Will I repurchase?
I think I'll just need to consume that one spare that I still have.

Will I recommend?
Yes if you doesn't have a sensitive type of skin, this will be perfect for you!




** I am not paid or compensated to write this review. All posted in here are 100% of my own opinion. All items featured in this post are purchased through my own means unless stated. See more information at DISCLAIMER.



Thank you for dropping by!
See you again on my next post!

Support on buying me a coffee? 

: https://ko-fi.com/thelazyorlov

xoxo,
Lazy Orlov




Review: Nature Republic Aloe Vera 92% Soothing Gel Mist

Hi everyone, this will be my very first entry review for a korean product.
Wow! Finally I finished writing this up.



Must I say? Omona! Omygod! I’m sorry for that expression. It's just because I’m just currently listening to Mixnine’s OMG song. It’s on repeat by the way. Try listening too, the song’s too good! :D
Enough of that. Let’s move on to what’s my currently favorite mist.

Here's the ingredients used in the mist:


I personally tried and tested this one literally helps you to hydrate and even moisturize your face from being dry. Nature Republic Aloe Vera 92% soothing gel mist have a nice scent, not too strong but it smells somehow like a man’s scent, just a little.



The other product details are written at the back of the bottle, together with the list of important information that the mist have.



Size: 150ml
How to use: Spritz onto face anytime you feel dryness and just allow it to dry.

It gives you dewy and refreshing mood. It also smoothens your face. After you spray some on your face it makes you want to spray it again even more. It comes in a simple packaging. It also says that it is sourced from California, the aloe vera used is CCOF-certified organic, and helps to improve the health of the skin.

I really like the feeling of having smooth face after the mist dries on my face.
So I used it as in everyday, when my face started to feel dry like a dessert island.



I tried to spray a little on my hand, it look likes sticky but when you look at it, it really doesn’t give you sticky feeling at all. Weird right? But that’s how it works. Two thumbs up for this product indeed.


Ratings:  5/5 stars

What I like?
  • It gives you an instant refreshing feeling
  • Affordable price for a mist (I bought mine at Althea Korea with a price of ₱260) 
  • It has a very light, nature scent which I find really cool and relaxing

What I don’t like?
Seriously, this mist is so beyond perfect that I can’t find anything to dislike about it.

Will I repurchase?
Definitely yes! This will be totally my mist this summer.

Will I recommend?
Yes! Try to buy this Nature Republic Aloe Vera 92% soothing gel mist if you are looking for a good type of mist in this summer season. The price is very affordable too.




** I am not paid or compensated to write this review. All posted in here are 100% of my own opinion. All items featured in this post are purchased through my own means unless stated. See more information at DISCLAIMER.


Thank you for dropping by!
See you again on my next post!

Support on buying me a coffee? 

: https://ko-fi.com/thelazyorlov


xoxo,
Lazy Orlov









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